B
The First National Bank in Sioux Falls
Rating Date
October 2025
Risk Based
Capital Ratio
15.43
Leverage
Ratio
10.80
Return On
Assets
0.93%
Total
Assets
1.99B
Capital
187.16M
Total
Deposits
1.58B
Net
Income
14.01M
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Weiss Ratings The First National Bank in Sioux Falls
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Rating B
Asset Quality Index 7.60
Capitalization Index 9.70
Liquidity Index 2.70
Profitability Index 4.40
Stability Index 8.00
Company Info The First National Bank in Sioux Falls
Sioux Falls, SD 		Click to
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FDIC Number 4016
Phone Number (605) 335-5200
Website www.fnbsf.com
Asset Quality The First National Bank in Sioux Falls
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1-Year Asset Growth 2.53%
5-Year Asset Growth 9.21%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 4.43%
Non-Performing Loans to Loans 0.23%
Balance Sheet The First National Bank in Sioux Falls
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Total Assets 1.99B
Total Deposits 1.58B
Capital and Reserves The First National Bank in Sioux Falls
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Capital 187.16M
Leverage Ratio 10.80
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio 15.43
Liquidity The First National Bank in Sioux Falls
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Hot Money Ratio 17.00%
Liquidity Ratio 3.47%
Profitability The First National Bank in Sioux Falls
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5-Year Return on Average Assets 0.90%
Net Income 14.01M
Net Interest Spread 3.12%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 67.24%
Return on Assets 0.93%
Return on Equity 10.48%