D
BancCentral, National Association
AlvaOK
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings BancCentral, National Association
Alva, OK
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Rating D
Asset Quality Index 2.30
Capitalization Index 6.80
Liquidity Index 4.90
Profitability Index 0.00
Stability Index 0.10
Company Info BancCentral, National Association
Alva, OK
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FDIC Number 4033
Phone Number (580) 327-1122
Website www.bcna.com
Asset Quality BancCentral, National Association
Alva, OK
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1-Year Asset Growth -16.00%
5-Year Asset Growth -9.84%
5-Year Charge-Offs to Average Loans 2.04%
Charge-Offs to Average Loans -0.15%
Non-Performing Assets to Assets 3.61%
Non-Performing Loans to Capital 24.87%
Non-Performing Loans to Loans 9.19%
Balance Sheet BancCentral, National Association
Alva, OK
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Total Assets 243.01M
Total Deposits 230.41M
Capital and Reserves BancCentral, National Association
Alva, OK
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Capital 9.60M
Leverage Ratio 8.76
Loan Loss Reserves to Loans 4.76%
Risk-Based Capital Ratio 19.57
Liquidity BancCentral, National Association
Alva, OK
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Hot Money Ratio 35.53%
Liquidity Ratio 49.47%
Profitability BancCentral, National Association
Alva, OK
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5-Year Return on Average Assets -0.89%
Net Income -1.99M
Net Interest Spread 2.09%
Operating Profit to Average Assets -2.97%
Overhead Efficiency Ratio 284.97%
Return on Assets -2.97%
Return on Equity -73.50%