B
First National Bank and Trust Company of Ardmore
Ardmore,  OK
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.07
Return On
Assets
1.54%
Total
Assets
686.75M
Capital
71.14M
Total
Deposits
587.57M
Net
Income
5.39M
My Lists My Alerts
Weiss Ratings First National Bank and Trust Company of Ardmore
Ardmore, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 7.40
Capitalization Index 8.60
Liquidity Index 2.70
Profitability Index 5.70
Stability Index 7.00
Company Info First National Bank and Trust Company of Ardmore
Ardmore, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 4037
Phone Number (580) 223-1111
Website www.1nb.com
Asset Quality First National Bank and Trust Company of Ardmore
Ardmore, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 0.84%
5-Year Asset Growth 3.30%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.41%
Non-Performing Loans to Loans 0.10%
Balance Sheet First National Bank and Trust Company of Ardmore
Ardmore, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 686.75M
Total Deposits 587.57M
Capital and Reserves First National Bank and Trust Company of Ardmore
Ardmore, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 71.14M
Leverage Ratio 10.07
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio --
Liquidity First National Bank and Trust Company of Ardmore
Ardmore, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 14.47%
Liquidity Ratio 21.98%
Profitability First National Bank and Trust Company of Ardmore
Ardmore, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.06%
Net Income 5.39M
Net Interest Spread 4.10%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 63.63%
Return on Assets 1.54%
Return on Equity 15.39%