C
First National Bank and Trust Company of Ardmore
Ardmore,  OK
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
9.55
Return On
Assets
1.22%
Total
Assets
669.79M
Capital
60.46M
Total
Deposits
537.72M
Net
Income
2.07M
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Weiss Ratings First National Bank and Trust Company of Ardmore
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Rating C
Asset Quality Index 7.70
Capitalization Index 7.80
Liquidity Index 2.10
Profitability Index 4.30
Stability Index 6.40
Company Info First National Bank and Trust Company of Ardmore
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FDIC Number 4037
Phone Number (580) 223-1111
Website www.1nb.com
Asset Quality First National Bank and Trust Company of Ardmore
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1-Year Asset Growth -0.46%
5-Year Asset Growth 4.25%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.64%
Non-Performing Loans to Loans 0.24%
Balance Sheet First National Bank and Trust Company of Ardmore
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Total Assets 669.79M
Total Deposits 537.72M
Capital and Reserves First National Bank and Trust Company of Ardmore
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Capital 60.46M
Leverage Ratio 9.55
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio --
Liquidity First National Bank and Trust Company of Ardmore
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Hot Money Ratio 16.14%
Liquidity Ratio 12.83%
Profitability First National Bank and Trust Company of Ardmore
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5-Year Return on Average Assets 0.97%
Net Income 2.07M
Net Interest Spread 3.70%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 68.36%
Return on Assets 1.22%
Return on Equity 14.08%