Major Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.2 has resulted in Fair (4.6) profitability. A current level of 23.6 percent of nonperforming loans to core capital combined with 10.5 percent from a year earlier contributes to the Weak asset quality (1.5).
Other Rating Factors:
Good current capitalization (6.3 on a scale of 0 to 10) and a capital leverage ratio of 8.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10).
Asset Mix:
Comm loans (34%), comm re (22%), securities (5%), home mtgs (5%), consumer loans (3%), cash (1%), other (29%)
States with Branches:
OK, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Community Capital Bancorp, Inc.
Investment Rating
--
Address
15 South Douglas Avenue
Beaver, OK 73932
Beaver, OK 73932
Phone Number
(580) 625-4500
Year Founded
1916
FDIC Number
Website
Largest Affiliates
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