| Weiss Ratings |
SpiritBank
Tulsa, OK |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 6.90 | |||
| Company Info |
SpiritBank
Tulsa, OK |
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| FDIC Number | 4048 | |||
| Phone Number | (918) 742-4442 | |||
| Website | www.spiritbank.com | |||
| Asset Quality |
SpiritBank
Tulsa, OK |
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| 1-Year Asset Growth | 2.50% | |||
| 5-Year Asset Growth | 6.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 2.40% | |||
| Non-Performing Loans to Capital | 14.87% | |||
| Non-Performing Loans to Loans | 3.56% | |||
| Balance Sheet |
SpiritBank
Tulsa, OK |
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| Total Assets | 912.80M | |||
| Total Deposits | 819.22M | |||
| Capital and Reserves |
SpiritBank
Tulsa, OK |
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| Capital | 84.38M | |||
| Leverage Ratio | 9.30 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | 14.46 | |||
| Liquidity |
SpiritBank
Tulsa, OK |
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| Hot Money Ratio | 40.73% | |||
| Liquidity Ratio | 34.02% | |||
| Profitability |
SpiritBank
Tulsa, OK |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 3.98M | |||
| Net Interest Spread | 3.57% | |||
| Operating Profit to Average Assets | 1.17% | |||
| Overhead Efficiency Ratio | 64.17% | |||
| Return on Assets | 0.87% | |||
| Return on Equity | 9.46% | |||