| Weiss Ratings |
SpiritBank
Tulsa, OK |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 5.10 | |||
| Company Info |
SpiritBank
Tulsa, OK |
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| FDIC Number | 4048 | |||
| Phone Number | (918) 742-4442 | |||
| Website | www.spiritbank.com | |||
| Asset Quality |
SpiritBank
Tulsa, OK |
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| 1-Year Asset Growth | 20.46% | |||
| 5-Year Asset Growth | 4.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 9.88% | |||
| Non-Performing Loans to Loans | 1.05% | |||
| Balance Sheet |
SpiritBank
Tulsa, OK |
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| Total Assets | 937.47M | |||
| Total Deposits | 844.34M | |||
| Capital and Reserves |
SpiritBank
Tulsa, OK |
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| Capital | 82.23M | |||
| Leverage Ratio | 9.09 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | 14.65 | |||
| Liquidity |
SpiritBank
Tulsa, OK |
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| Hot Money Ratio | 46.85% | |||
| Liquidity Ratio | 37.40% | |||
| Profitability |
SpiritBank
Tulsa, OK |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 7.52M | |||
| Net Interest Spread | 3.63% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 59.97% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 12.34% | |||