| Weiss Ratings |
SpiritBank
Tulsa, OK |
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| Rating | ||||
| Asset Quality Index | 3.90 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 5.00 | |||
| Company Info |
SpiritBank
Tulsa, OK |
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| FDIC Number | 4048 | |||
| Phone Number | (918) 742-4442 | |||
| Website | www.spiritbank.com | |||
| Asset Quality |
SpiritBank
Tulsa, OK |
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| 1-Year Asset Growth | 23.20% | |||
| 5-Year Asset Growth | 6.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 1.24% | |||
| Non-Performing Loans to Capital | 10.97% | |||
| Non-Performing Loans to Loans | 1.89% | |||
| Balance Sheet |
SpiritBank
Tulsa, OK |
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| Total Assets | 936.32M | |||
| Total Deposits | 843.25M | |||
| Capital and Reserves |
SpiritBank
Tulsa, OK |
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| Capital | 84.61M | |||
| Leverage Ratio | 8.98 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | 14.36 | |||
| Liquidity |
SpiritBank
Tulsa, OK |
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| Hot Money Ratio | 42.32% | |||
| Liquidity Ratio | 35.50% | |||
| Profitability |
SpiritBank
Tulsa, OK |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 11.79M | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 1.56% | |||
| Overhead Efficiency Ratio | 60.21% | |||
| Return on Assets | 1.35% | |||
| Return on Equity | 14.42% | |||