| Weiss Ratings |
SpiritBank
Tulsa, OK |
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| Rating | ||||
| Asset Quality Index | 3.50 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 5.80 | |||
| Company Info |
SpiritBank
Tulsa, OK |
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| FDIC Number | 4048 | |||
| Phone Number | (918) 742-4442 | |||
| Website | www.spiritbank.com/ | |||
| Asset Quality |
SpiritBank
Tulsa, OK |
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| 1-Year Asset Growth | 6.55% | |||
| 5-Year Asset Growth | 4.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 1.43% | |||
| Non-Performing Loans to Capital | 13.85% | |||
| Non-Performing Loans to Loans | 1.54% | |||
| Balance Sheet |
SpiritBank
Tulsa, OK |
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| Total Assets | 827.65M | |||
| Total Deposits | 737.99M | |||
| Capital and Reserves |
SpiritBank
Tulsa, OK |
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| Capital | 81.10M | |||
| Leverage Ratio | 10.56 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | 14.40 | |||
| Liquidity |
SpiritBank
Tulsa, OK |
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| Hot Money Ratio | 43.36% | |||
| Liquidity Ratio | 28.08% | |||
| Profitability |
SpiritBank
Tulsa, OK |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 1.83M | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 68.11% | |||
| Return on Assets | 0.94% | |||
| Return on Equity | 9.05% | |||