| Weiss Ratings |
SpiritBank
Tulsa, OK |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.80 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 5.20 | |||
| Company Info |
SpiritBank
Tulsa, OK |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 4048 | |||
| Phone Number | (918) 742-4442 | |||
| Website | www.spiritbank.com | |||
| Asset Quality |
SpiritBank
Tulsa, OK |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 16.23% | |||
| 5-Year Asset Growth | 4.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 1.29% | |||
| Non-Performing Loans to Capital | 11.56% | |||
| Non-Performing Loans to Loans | 1.53% | |||
| Balance Sheet |
SpiritBank
Tulsa, OK |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 890.57M | |||
| Total Deposits | 799.98M | |||
| Capital and Reserves |
SpiritBank
Tulsa, OK |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 81.23M | |||
| Leverage Ratio | 9.51 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Risk-Based Capital Ratio | 14.37 | |||
| Liquidity |
SpiritBank
Tulsa, OK |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 44.52% | |||
| Liquidity Ratio | 33.29% | |||
| Profitability |
SpiritBank
Tulsa, OK |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 5.37M | |||
| Net Interest Spread | 3.63% | |||
| Operating Profit to Average Assets | 1.76% | |||
| Overhead Efficiency Ratio | 57.61% | |||
| Return on Assets | 1.31% | |||
| Return on Equity | 13.26% | |||