B
The Peoples National Bank of Checotah
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Peoples National Bank of Checotah
Checotah, OK
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 4.90
Stability Index 8.10
Company Info The Peoples National Bank of Checotah
Checotah, OK
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FDIC Number 4059
Phone Number (918) 473-2237
Website www.peoplesok.com
Asset Quality The Peoples National Bank of Checotah
Checotah, OK
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1-Year Asset Growth 0.84%
5-Year Asset Growth 3.43%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.22%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.38%
Non-Performing Loans to Loans 0.17%
Balance Sheet The Peoples National Bank of Checotah
Checotah, OK
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Total Assets 164.26M
Total Deposits 131.43M
Capital and Reserves The Peoples National Bank of Checotah
Checotah, OK
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Capital 27.57M
Leverage Ratio 16.27
Loan Loss Reserves to Loans 2.42%
Risk-Based Capital Ratio 44.04
Liquidity The Peoples National Bank of Checotah
Checotah, OK
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Hot Money Ratio 23.46%
Liquidity Ratio 61.63%
Profitability The Peoples National Bank of Checotah
Checotah, OK
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5-Year Return on Average Assets 0.92%
Net Income 1.52M
Net Interest Spread 3.16%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 66.27%
Return on Assets 1.21%
Return on Equity 7.87%