B
Cleo State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cleo State Bank
Cleo Springs, OK
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Rating B
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 5.90
Stability Index 9.20
Company Info Cleo State Bank
Cleo Springs, OK
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FDIC Number 406
Phone Number (580) 438-2223
Website cleostatebank.com
Asset Quality Cleo State Bank
Cleo Springs, OK
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1-Year Asset Growth 1.78%
5-Year Asset Growth 5.40%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 4.39%
Non-Performing Loans to Loans 0.36%
Balance Sheet Cleo State Bank
Cleo Springs, OK
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Total Assets 112.85M
Total Deposits 95.57M
Capital and Reserves Cleo State Bank
Cleo Springs, OK
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Capital 17.14M
Leverage Ratio 16.52
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio --
Liquidity Cleo State Bank
Cleo Springs, OK
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Hot Money Ratio 38.10%
Liquidity Ratio 42.53%
Profitability Cleo State Bank
Cleo Springs, OK
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5-Year Return on Average Assets 1.58%
Net Income 451.00K
Net Interest Spread 3.70%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 55.75%
Return on Assets 1.59%
Return on Equity 10.87%