Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 2.1 has resulted in Excellent (8.3) profitability. A current level of 9.0 percent of nonperforming loans to core capital combined with 11.1 percent from a year earlier contributes to the Fair asset quality (5.0).
Asset Mix:
Securities (42%), comm re (19%), comm loans (6%), home mtgs (5%), cash (2%), consumer loans (1%), other (24%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Independent Bancorp, Inc.
Investment Rating
--
Address
302 Chickasha Avenue
Chickasha, OK 73018
Chickasha, OK 73018
Phone Number
(405) 224-2200
Year Founded
1892
FDIC Number
Website
Largest Affiliates
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