Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 2.0 has resulted in Excellent (8.1) profitability. A current level of 8.3 percent of nonperforming loans to core capital combined with 5.8 percent from a year earlier contributes to the Good asset quality (5.5).
Asset Mix:
Securities (43%), comm re (18%), comm loans (8%), home mtgs (6%), consumer loans (1%), cash (1%), other (24%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Independent Bancorp, Inc.
Investment Rating
--
Address
302 Chickasha Avenue
Chickasha, OK 73018
Chickasha, OK 73018
Phone Number
(405) 224-2200
Year Founded
1892
FDIC Number
Website
Largest Affiliates
No affiliate information available.