| Weiss Ratings |
The Citizens Bank of Edmond
Edmond, OK |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 4.60 | |||
| Company Info |
The Citizens Bank of Edmond
Edmond, OK |
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| FDIC Number | 4084 | |||
| Phone Number | (405) 341-6650 | |||
| Website | mycitizens.bank | |||
| Asset Quality |
The Citizens Bank of Edmond
Edmond, OK |
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| 1-Year Asset Growth | 3.05% | |||
| 5-Year Asset Growth | 6.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 6.18% | |||
| Non-Performing Loans to Loans | 0.68% | |||
| Balance Sheet |
The Citizens Bank of Edmond
Edmond, OK |
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| Total Assets | 411.64M | |||
| Total Deposits | 373.08M | |||
| Capital and Reserves |
The Citizens Bank of Edmond
Edmond, OK |
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| Capital | 30.88M | |||
| Leverage Ratio | 8.79 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Risk-Based Capital Ratio | 12.05 | |||
| Liquidity |
The Citizens Bank of Edmond
Edmond, OK |
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| Hot Money Ratio | 16.77% | |||
| Liquidity Ratio | 12.49% | |||
| Profitability |
The Citizens Bank of Edmond
Edmond, OK |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 2.35M | |||
| Net Interest Spread | 4.23% | |||
| Operating Profit to Average Assets | 0.80% | |||
| Overhead Efficiency Ratio | 81.89% | |||
| Return on Assets | 0.80% | |||
| Return on Equity | 10.28% | |||