| Weiss Ratings |
The Citizens Bank of Edmond
Edmond, OK |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 4.30 | |||
| Company Info |
The Citizens Bank of Edmond
Edmond, OK |
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| FDIC Number | 4084 | |||
| Phone Number | (405) 341-6650 | |||
| Website | mycitizens.bank | |||
| Asset Quality |
The Citizens Bank of Edmond
Edmond, OK |
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| 1-Year Asset Growth | 6.87% | |||
| 5-Year Asset Growth | 6.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 3.70% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
The Citizens Bank of Edmond
Edmond, OK |
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| Total Assets | 416.87M | |||
| Total Deposits | 378.90M | |||
| Capital and Reserves |
The Citizens Bank of Edmond
Edmond, OK |
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| Capital | 30.51M | |||
| Leverage Ratio | 8.63 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Risk-Based Capital Ratio | 11.59 | |||
| Liquidity |
The Citizens Bank of Edmond
Edmond, OK |
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| Hot Money Ratio | 15.79% | |||
| Liquidity Ratio | 10.98% | |||
| Profitability |
The Citizens Bank of Edmond
Edmond, OK |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 1.54M | |||
| Net Interest Spread | 4.21% | |||
| Operating Profit to Average Assets | 0.79% | |||
| Overhead Efficiency Ratio | 82.03% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 10.18% | |||