C
The Citizens Bank of Edmond
EdmondOK
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Citizens Bank of Edmond
Edmond, OK
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Rating C
Asset Quality Index 6.30
Capitalization Index 6.70
Liquidity Index 1.10
Profitability Index 3.70
Stability Index 4.30
Company Info The Citizens Bank of Edmond
Edmond, OK
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FDIC Number 4084
Phone Number (405) 341-6650
Website mycitizens.bank
Asset Quality The Citizens Bank of Edmond
Edmond, OK
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1-Year Asset Growth 9.60%
5-Year Asset Growth 6.90%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 3.75%
Non-Performing Loans to Loans 0.41%
Balance Sheet The Citizens Bank of Edmond
Edmond, OK
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Total Assets 413.42M
Total Deposits 375.98M
Capital and Reserves The Citizens Bank of Edmond
Edmond, OK
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Capital 30.25M
Leverage Ratio 8.74
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 12.07
Liquidity The Citizens Bank of Edmond
Edmond, OK
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Hot Money Ratio 14.67%
Liquidity Ratio 12.94%
Profitability The Citizens Bank of Edmond
Edmond, OK
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5-Year Return on Average Assets 0.95%
Net Income 648.00K
Net Interest Spread 4.07%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 84.27%
Return on Assets 0.67%
Return on Equity 8.59%