C
Bank of Western Oklahoma
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Western Oklahoma
Elk City, OK
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.40
Capitalization Index 6.10
Liquidity Index 0.20
Profitability Index 9.50
Stability Index 3.70
Company Info Bank of Western Oklahoma
Elk City, OK
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 4087
Phone Number (580) 225-3434
Website www.bankofwesternoklahoma.com
Asset Quality Bank of Western Oklahoma
Elk City, OK
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 8.64%
5-Year Asset Growth 7.17%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 1.00%
Non-Performing Loans to Loans 0.01%
Balance Sheet Bank of Western Oklahoma
Elk City, OK
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 469.70M
Total Deposits 426.29M
Capital and Reserves Bank of Western Oklahoma
Elk City, OK
Click to
Compare
Click to
Compare
Click to
Compare
Capital 39.89M
Leverage Ratio 8.06
Loan Loss Reserves to Loans 0.81%
Risk-Based Capital Ratio 11.20
Liquidity Bank of Western Oklahoma
Elk City, OK
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 46.87%
Liquidity Ratio 16.05%
Profitability Bank of Western Oklahoma
Elk City, OK
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 2.36%
Net Income 5.11M
Net Interest Spread 4.95%
Operating Profit to Average Assets 2.21%
Overhead Efficiency Ratio 49.83%
Return on Assets 2.21%
Return on Equity 25.92%