B
The Farmers and Merchants National Bank of Fairview
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
12.07
Return On
Assets
1.09%
Total
Assets
122.45M
Capital
7.02M
Total
Deposits
106.20M
Net
Income
1.05M
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Weiss Ratings The Farmers and Merchants National Bank of Fairview
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Rating B
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 4.40
Stability Index 3.80
Company Info The Farmers and Merchants National Bank of Fairview
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FDIC Number 4097
Phone Number (580) 227-3773
Website www.fairview.bank
Asset Quality The Farmers and Merchants National Bank of Fairview
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1-Year Asset Growth 3.28%
5-Year Asset Growth 0.94%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 5.90%
Non-Performing Loans to Loans 1.94%
Balance Sheet The Farmers and Merchants National Bank of Fairview
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Total Assets 122.45M
Total Deposits 106.20M
Capital and Reserves The Farmers and Merchants National Bank of Fairview
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Capital 7.02M
Leverage Ratio 12.07
Loan Loss Reserves to Loans 1.93%
Risk-Based Capital Ratio --
Liquidity The Farmers and Merchants National Bank of Fairview
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Hot Money Ratio 19.57%
Liquidity Ratio 27.53%
Profitability The Farmers and Merchants National Bank of Fairview
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5-Year Return on Average Assets 1.38%
Net Income 1.05M
Net Interest Spread 2.90%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 64.67%
Return on Assets 1.09%
Return on Equity 27.48%