B
The Farmers and Merchants National Bank of Fairview
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
11.50
Return On
Assets
1.07%
Total
Assets
131.11M
Capital
7.05M
Total
Deposits
114.90M
Net
Income
1.39M
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Weiss Ratings The Farmers and Merchants National Bank of Fairview
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Rating B
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 4.30
Stability Index 3.40
Company Info The Farmers and Merchants National Bank of Fairview
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FDIC Number 4097
Phone Number (580) 227-3773
Website www.fairview.bank
Asset Quality The Farmers and Merchants National Bank of Fairview
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1-Year Asset Growth 4.42%
5-Year Asset Growth 0.12%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.77%
Non-Performing Loans to Capital 11.20%
Non-Performing Loans to Loans 1.90%
Balance Sheet The Farmers and Merchants National Bank of Fairview
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Total Assets 131.11M
Total Deposits 114.90M
Capital and Reserves The Farmers and Merchants National Bank of Fairview
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Capital 7.05M
Leverage Ratio 11.50
Loan Loss Reserves to Loans 1.85%
Risk-Based Capital Ratio --
Liquidity The Farmers and Merchants National Bank of Fairview
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Hot Money Ratio 18.31%
Liquidity Ratio 23.56%
Profitability The Farmers and Merchants National Bank of Fairview
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5-Year Return on Average Assets 1.38%
Net Income 1.39M
Net Interest Spread 2.94%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 64.98%
Return on Assets 1.07%
Return on Equity 24.97%