Phenix-Girard Bank
| Weiss Ratings |
Phenix-Girard Bank
Phenix City, AL |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 3.30 | |||
| Company Info |
Phenix-Girard Bank
Phenix City, AL |
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| FDIC Number | 41 | |||
| Phone Number | (334) 298-0691 | |||
| Website | www.phenix-girard.com | |||
| Asset Quality |
Phenix-Girard Bank
Phenix City, AL |
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| 1-Year Asset Growth | 5.87% | |||
| 5-Year Asset Growth | 9.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.00% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Phenix-Girard Bank
Phenix City, AL |
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| Total Assets | 342.26M | |||
| Total Deposits | 323.55M | |||
| Capital and Reserves |
Phenix-Girard Bank
Phenix City, AL |
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| Capital | 8.96M | |||
| Leverage Ratio | 11.76 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Phenix-Girard Bank
Phenix City, AL |
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| Hot Money Ratio | 8.05% | |||
| Liquidity Ratio | 14.99% | |||
| Profitability |
Phenix-Girard Bank
Phenix City, AL |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 1.79M | |||
| Net Interest Spread | 2.54% | |||
| Operating Profit to Average Assets | 1.04% | |||
| Overhead Efficiency Ratio | 65.13% | |||
| Return on Assets | 0.94% | |||
| Return on Equity | 45.85% | |||