Phenix-Girard Bank
| Weiss Ratings |
Phenix-Girard Bank
Phenix City, AL |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 0.30 | |||
| Company Info |
Phenix-Girard Bank
Phenix City, AL |
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| FDIC Number | 41 | |||
| Phone Number | (334) 298-0691 | |||
| Website | www.phenix-girard.com | |||
| Asset Quality |
Phenix-Girard Bank
Phenix City, AL |
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| 1-Year Asset Growth | 9.79% | |||
| 5-Year Asset Growth | 11.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 1.52% | |||
| Non-Performing Loans to Loans | 0.76% | |||
| Balance Sheet |
Phenix-Girard Bank
Phenix City, AL |
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| Total Assets | 310.00M | |||
| Total Deposits | 303.33M | |||
| Capital and Reserves |
Phenix-Girard Bank
Phenix City, AL |
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| Capital | -720.00K | |||
| Leverage Ratio | 13.60 | |||
| Loan Loss Reserves to Loans | 1.57% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Phenix-Girard Bank
Phenix City, AL |
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| Hot Money Ratio | 6.12% | |||
| Liquidity Ratio | 23.31% | |||
| Profitability |
Phenix-Girard Bank
Phenix City, AL |
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| 5-Year Return on Average Assets | 1.39% | |||
| Net Income | 2.31M | |||
| Net Interest Spread | 2.56% | |||
| Operating Profit to Average Assets | 0.91% | |||
| Overhead Efficiency Ratio | 72.42% | |||
| Return on Assets | 0.87% | |||
| Return on Equity | 93.86% | |||