Phenix-Girard Bank
| Weiss Ratings |
Phenix-Girard Bank
Phenix City, AL |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 2.80 | |||
| Company Info |
Phenix-Girard Bank
Phenix City, AL |
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| FDIC Number | 41 | |||
| Phone Number | (334) 298-0691 | |||
| Website | www.phenix-girard.com | |||
| Asset Quality |
Phenix-Girard Bank
Phenix City, AL |
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| 1-Year Asset Growth | 13.48% | |||
| 5-Year Asset Growth | 11.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.36% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
Phenix-Girard Bank
Phenix City, AL |
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| Total Assets | 321.19M | |||
| Total Deposits | 309.93M | |||
| Capital and Reserves |
Phenix-Girard Bank
Phenix City, AL |
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| Capital | 3.32M | |||
| Leverage Ratio | 11.63 | |||
| Loan Loss Reserves to Loans | 1.50% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Phenix-Girard Bank
Phenix City, AL |
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| Hot Money Ratio | 6.20% | |||
| Liquidity Ratio | 13.96% | |||
| Profitability |
Phenix-Girard Bank
Phenix City, AL |
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| 5-Year Return on Average Assets | 1.30% | |||
| Net Income | 716.00K | |||
| Net Interest Spread | 2.40% | |||
| Operating Profit to Average Assets | 0.86% | |||
| Overhead Efficiency Ratio | 68.07% | |||
| Return on Assets | 0.80% | |||
| Return on Equity | 220.48% | |||