C
First National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank
Heavener, OK
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 6.70
Capitalization Index 8.70
Liquidity Index 2.90
Profitability Index 8.60
Stability Index 5.00
Company Info First National Bank
Heavener, OK
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 4111
Phone Number (918) 653-3200
Website www.okfnb.com
Asset Quality First National Bank
Heavener, OK
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.05%
5-Year Asset Growth 4.36%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 1.94%
Non-Performing Loans to Loans 0.02%
Balance Sheet First National Bank
Heavener, OK
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 102.95M
Total Deposits 90.06M
Capital and Reserves First National Bank
Heavener, OK
Click to
Compare
Click to
Compare
Click to
Compare
Capital 10.32M
Leverage Ratio 10.13
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 17.75
Liquidity First National Bank
Heavener, OK
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 17.04%
Liquidity Ratio 30.15%
Profitability First National Bank
Heavener, OK
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.17%
Net Income 853.00K
Net Interest Spread 6.04%
Operating Profit to Average Assets 2.20%
Overhead Efficiency Ratio 66.04%
Return on Assets 1.67%
Return on Equity 17.20%