Major Rating Factors:
Excellent current capitalization (9.8 on a scale of 0 to 10) and a capital leverage ratio of 10.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.9 has resulted in Good (7.0) profitability. A current level of 7.5 percent of nonperforming loans to core capital combined with 9.4 percent from a year earlier contributes to the Fair asset quality (4.9).
Asset Mix:
Comm re (32%), securities (31%), home mtgs (12%), comm loans (3%), cash (3%), consumer loans (2%), home eq lns (1%), other (16%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First of McAlester Corporation
Investment Rating
--
Address
235 East Choctaw Avenue
McAlester, OK 74501
McAlester, OK 74501
Phone Number
(918) 426-0211
Year Founded
1896
FDIC Number
Website
Largest Affiliates
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