B
First National Bank & Trust Company of McAlester
Rating Date
April 2025
Risk Based
Capital Ratio
17.11
Leverage
Ratio
10.71
Return On
Assets
1.11%
Total
Assets
549.77M
Capital
56.86M
Total
Deposits
480.24M
Net
Income
6.37M
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Weiss Ratings First National Bank & Trust Company of McAlester
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Rating B
Asset Quality Index 4.80
Capitalization Index 9.60
Liquidity Index 2.70
Profitability Index 4.50
Stability Index 7.40
Company Info First National Bank & Trust Company of McAlester
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FDIC Number 4145
Phone Number (918) 426-0211
Website www.fnbmcalester.com
Asset Quality First National Bank & Trust Company of McAlester
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1-Year Asset Growth -2.81%
5-Year Asset Growth 3.35%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.96%
Non-Performing Loans to Capital 7.79%
Non-Performing Loans to Loans 1.53%
Balance Sheet First National Bank & Trust Company of McAlester
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Total Assets 549.77M
Total Deposits 480.24M
Capital and Reserves First National Bank & Trust Company of McAlester
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Capital 56.86M
Leverage Ratio 10.71
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio 17.11
Liquidity First National Bank & Trust Company of McAlester
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Hot Money Ratio 24.44%
Liquidity Ratio 14.99%
Profitability First National Bank & Trust Company of McAlester
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5-Year Return on Average Assets 1.23%
Net Income 6.37M
Net Interest Spread 3.19%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 67.01%
Return on Assets 1.11%
Return on Equity 11.43%