B
First National Bank & Trust Company of McAlester
Rating Date
October 2025
Risk Based
Capital Ratio
17.10
Leverage
Ratio
10.77
Return On
Assets
1.49%
Total
Assets
564.60M
Capital
62.36M
Total
Deposits
494.21M
Net
Income
6.31M
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Weiss Ratings First National Bank & Trust Company of McAlester
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Rating B
Asset Quality Index 4.70
Capitalization Index 9.70
Liquidity Index 2.80
Profitability Index 5.90
Stability Index 7.60
Company Info First National Bank & Trust Company of McAlester
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FDIC Number 4145
Phone Number (918) 426-0211
Website www.fnbmcalester.com
Asset Quality First National Bank & Trust Company of McAlester
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1-Year Asset Growth 0.92%
5-Year Asset Growth 3.35%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 1.17%
Non-Performing Loans to Capital 9.04%
Non-Performing Loans to Loans 1.92%
Balance Sheet First National Bank & Trust Company of McAlester
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Total Assets 564.60M
Total Deposits 494.21M
Capital and Reserves First National Bank & Trust Company of McAlester
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Capital 62.36M
Leverage Ratio 10.77
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio 17.10
Liquidity First National Bank & Trust Company of McAlester
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Hot Money Ratio 24.60%
Liquidity Ratio 20.26%
Profitability First National Bank & Trust Company of McAlester
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5-Year Return on Average Assets 1.16%
Net Income 6.31M
Net Interest Spread 3.66%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 59.09%
Return on Assets 1.49%
Return on Equity 14.05%