Bank7
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 15.2 and a capital leverage ratio of 12.2. Operating profits as a percentage of assets at 3.5%, coupled with a return on assets of 2.7 has resulted in Excellent (10.0) profitability.
Other Rating Factors:
A current level of 3.2 percent of nonperforming loans to core capital combined with 15.3 percent from a year earlier contributes to the Good asset quality (5.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Comm loans (29%), comm re (28%), cash (14%), home mtgs (7%), securities (3%), consumer loans (0%), other (17%)
States with Branches:
KS, OK, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bank7 Corp.
Investment Rating
Address
1039 NW 63rd Street
Oklahoma City, OK 73116
Oklahoma City, OK 73116
Phone Number
(405) 810-8600
Year Founded
1901
FDIC Number
Website
Largest Affiliates
No affiliate information available.