Bank7
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 3.0 percent of nonperforming loans to core capital combined with 3.8 percent from a year earlier contributes to the Excellent asset quality (7.1).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 16.4 and a capital leverage ratio of 13.9. Operating profits as a percentage of assets at 2.9%, coupled with a return on assets of 2.2 has resulted in Excellent (9.8) profitability.
Asset Mix:
Comm re (31%), comm loans (28%), cash (12%), home mtgs (7%), securities (3%), consumer loans (0%), other (18%)
States with Branches:
KS, OK, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bank7 Corp.
Investment Rating
Address
1039 N.W. 63rd St.
Oklahoma City, OK 73116
Oklahoma City, OK 73116
Phone Number
(405) 810-8600
Year Founded
1901
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.