B
The First National Bank and Trust Company of Miami
Miami,  OK
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
12.77
Return On
Assets
2.18%
Total
Assets
211.85M
Capital
27.23M
Total
Deposits
182.77M
Net
Income
3.39M
My Lists My Alerts
Weiss Ratings The First National Bank and Trust Company of Miami
Miami, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 8.30
Stability Index 5.70
Company Info The First National Bank and Trust Company of Miami
Miami, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 4148
Phone Number (918) 542-3371
Website www.fnbmiami.com
Asset Quality The First National Bank and Trust Company of Miami
Miami, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 4.83%
5-Year Asset Growth 10.41%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.02%
Non-Performing Loans to Loans 0.22%
Balance Sheet The First National Bank and Trust Company of Miami
Miami, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 211.85M
Total Deposits 182.77M
Capital and Reserves The First National Bank and Trust Company of Miami
Miami, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 27.23M
Leverage Ratio 12.77
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio --
Liquidity The First National Bank and Trust Company of Miami
Miami, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 1.29%
Liquidity Ratio 12.68%
Profitability The First National Bank and Trust Company of Miami
Miami, OK 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.35%
Net Income 3.39M
Net Interest Spread 5.78%
Operating Profit to Average Assets 2.93%
Overhead Efficiency Ratio 49.35%
Return on Assets 2.18%
Return on Equity 17.65%