Major Rating Factors:
A current level of 10.6 percent of nonperforming loans to core capital combined with 17.1 percent from a year earlier contributes to the Fair asset quality (4.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.8 on a scale of 0 to 10) based on a risk-based capital ratio of 11.5 and a capital leverage ratio of 10.2. Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.5) profitability.
Asset Mix:
Comm re (30%), comm loans (18%), home mtgs (12%), securities (9%), cash (2%), consumer loans (2%), home eq lns (1%), other (27%)
States with Branches:
MO, OK, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Regent Capital Corporation
Investment Rating
--
Address
7136 South Yale Avenue
Tulsa, OK 74136
Tulsa, OK 74136
Phone Number
(918) 488-0788
Year Founded
1898
FDIC Number
Website
Largest Affiliates
No affiliate information available.