B
Patrons Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Patrons Bank, National Association
Okmulgee, OK
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Rating B
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 5.00
Stability Index 7.60
Company Info Patrons Bank, National Association
Okmulgee, OK
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FDIC Number 4170
Phone Number (918) 756-8440
Website www.patrons.bank
Asset Quality Patrons Bank, National Association
Okmulgee, OK
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1-Year Asset Growth 2.78%
5-Year Asset Growth 1.28%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans -0.06%
Non-Performing Assets to Assets 0.65%
Non-Performing Loans to Capital 5.24%
Non-Performing Loans to Loans 1.22%
Balance Sheet Patrons Bank, National Association
Okmulgee, OK
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Total Assets 294.21M
Total Deposits 259.95M
Capital and Reserves Patrons Bank, National Association
Okmulgee, OK
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Capital 29.83M
Leverage Ratio 11.52
Loan Loss Reserves to Loans 1.84%
Risk-Based Capital Ratio 16.87
Liquidity Patrons Bank, National Association
Okmulgee, OK
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Hot Money Ratio 19.36%
Liquidity Ratio 18.77%
Profitability Patrons Bank, National Association
Okmulgee, OK
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5-Year Return on Average Assets 1.39%
Net Income 2.35M
Net Interest Spread 4.00%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 76.55%
Return on Assets 1.08%
Return on Equity 11.31%