The Pauls Valley National Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.9 on a scale of 0 to 10). A current level of 32.4 percent of nonperforming loans to core capital combined with 58.8 percent from a year earlier contributes to the Weak asset quality (1.1).
Other Rating Factors:
Excellent current capitalization (7.7 on a scale of 0 to 10) based on a risk-based capital ratio of 13.8 and a capital leverage ratio of 9.5. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.1 has resulted in Good (5.5) profitability.
Asset Mix:
Securities (27%), comm re (27%), comm loans (13%), consumer loans (7%), cash (5%), home mtgs (3%), other (18%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Pauls Valley Bancorp, Inc.
Investment Rating
--
Address
101 West Paul Avenue
Pauls Valley, OK 73075
Pauls Valley, OK 73075
Phone Number
(405) 238-9321
Year Founded
1905
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.