C
The Pauls Valley National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Pauls Valley National Bank
Pauls Valley, OK
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Rating C
Asset Quality Index 1.70
Capitalization Index 7.00
Liquidity Index 2.50
Profitability Index 1.10
Stability Index 3.50
Company Info The Pauls Valley National Bank
Pauls Valley, OK
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FDIC Number 4173
Phone Number (405) 238-9321
Website www.pvnb.com
Asset Quality The Pauls Valley National Bank
Pauls Valley, OK
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1-Year Asset Growth 3.37%
5-Year Asset Growth 6.66%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.96%
Non-Performing Assets to Assets 3.49%
Non-Performing Loans to Capital 35.46%
Non-Performing Loans to Loans 5.59%
Balance Sheet The Pauls Valley National Bank
Pauls Valley, OK
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Total Assets 340.77M
Total Deposits 313.61M
Capital and Reserves The Pauls Valley National Bank
Pauls Valley, OK
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Capital 20.56M
Leverage Ratio 8.97
Loan Loss Reserves to Loans 1.51%
Risk-Based Capital Ratio 12.65
Liquidity The Pauls Valley National Bank
Pauls Valley, OK
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Hot Money Ratio 37.96%
Liquidity Ratio 20.63%
Profitability The Pauls Valley National Bank
Pauls Valley, OK
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5-Year Return on Average Assets 0.78%
Net Income 1.26M
Net Interest Spread 3.73%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 61.61%
Return on Assets 0.50%
Return on Equity 8.77%