C
The Pauls Valley National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
12.57
Leverage
Ratio
8.81
Return On
Assets
-0.13%
Total
Assets
345.04M
Capital
18.35M
Total
Deposits
319.88M
Net
Income
-218.00K
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Weiss Ratings The Pauls Valley National Bank
Pauls Valley, OK 		Click to
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Rating C
Asset Quality Index 1.70
Capitalization Index 6.80
Liquidity Index 2.70
Profitability Index 0.60
Stability Index 3.50
Company Info The Pauls Valley National Bank
Pauls Valley, OK 		Click to
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FDIC Number 4173
Phone Number (405) 238-9321
Website www.pvnb.com
Asset Quality The Pauls Valley National Bank
Pauls Valley, OK 		Click to
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1-Year Asset Growth 3.23%
5-Year Asset Growth 6.66%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 3.85%
Non-Performing Loans to Capital 38.79%
Non-Performing Loans to Loans 6.38%
Balance Sheet The Pauls Valley National Bank
Pauls Valley, OK 		Click to
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Total Assets 345.04M
Total Deposits 319.88M
Capital and Reserves The Pauls Valley National Bank
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Capital 18.35M
Leverage Ratio 8.81
Loan Loss Reserves to Loans 2.22%
Risk-Based Capital Ratio 12.57
Liquidity The Pauls Valley National Bank
Pauls Valley, OK 		Click to
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Hot Money Ratio 38.25%
Liquidity Ratio 22.97%
Profitability The Pauls Valley National Bank
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5-Year Return on Average Assets 0.78%
Net Income -218.00K
Net Interest Spread 3.68%
Operating Profit to Average Assets 0.21%
Overhead Efficiency Ratio 63.41%
Return on Assets -0.13%
Return on Equity -2.29%