Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.1 has resulted in Fair (3.5) profitability. A current level of 8.1 percent of nonperforming loans to core capital combined with 24.8 percent from a year earlier contributes to the Good asset quality (5.1).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Asset Mix:
Comm loans (26%), comm re (13%), securities (9%), cash (5%), consumer loans (3%), home mtgs (2%), other (42%)
States with Branches:
OK, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Shattuck Bancshares, Inc.
Investment Rating
--
Address
503 South Main Street
Shattuck, OK 73858
Shattuck, OK 73858
Phone Number
(580) 938-2571
Year Founded
1909
FDIC Number
Website
Largest Affiliates
No affiliate information available.