Major Rating Factors:
A current level of 22.2 percent of nonperforming loans to core capital combined with 14.6 percent from a year earlier contributes to the Weak asset quality (2.7). Operating profits as a percentage of assets at 0.0%, coupled with a return on assets of 0.0 has resulted in Weak (1.6) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Asset Mix:
Comm loans (22%), comm re (13%), securities (13%), cash (6%), consumer loans (3%), home mtgs (1%), other (41%)
States with Branches:
OK, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Shattuck Bancshares, Inc.
Investment Rating
--
Address
503 South Main Street
Shattuck, OK 73858
Shattuck, OK 73858
Phone Number
(580) 938-2571
Year Founded
1909
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.