Major Rating Factors:
A current level of 24.8 percent of nonperforming loans to core capital combined with 78.2 percent from a year earlier contributes to the Weak asset quality (1.1).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.8 on a scale of 0 to 10). Fair liquidity 3.3, driven by a liquidity ratio of 24.5 percent and a “hot money” ratio of 35.3 percent.
Asset Mix:
Securities (22%), comm loans (18%), consumer loans (13%), comm re (8%), cash (3%), home mtgs (0%), other (35%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Vici Bancorporation
Investment Rating
--
Address
121 West Broadway
Vici, OK 73859
Vici, OK 73859
Phone Number
(580) 995-4231
Year Founded
1902
FDIC Number
Website
Largest Affiliates
No affiliate information available.