Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (1.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 13.2 percent of nonperforming loans to core capital combined with 48.3 percent from a year earlier contributes to the Weak asset quality (2.2). Fair liquidity 3.3, driven by a liquidity ratio of 20.4 percent and a “hot money” ratio of 31.3 percent.
Asset Mix:
Securities (25%), comm loans (21%), consumer loans (13%), comm re (9%), cash (5%), home mtgs (1%), other (27%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Vici Bancorporation
Investment Rating
--
Address
121 West Broadway
Vici, OK 73859
Vici, OK 73859
Phone Number
(580) 995-4231
Year Founded
1902
FDIC Number
Website
Largest Affiliates
No affiliate information available.