B
First Bank of Thomas
Thomas,  OK
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Bank of Thomas
Thomas, OK
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Rating B
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 4.60
Stability Index 7.90
Company Info First Bank of Thomas
Thomas, OK
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FDIC Number 4209
Phone Number (580) 661-3515
Website www.fnbthomas.com
Asset Quality First Bank of Thomas
Thomas, OK
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1-Year Asset Growth 15.51%
5-Year Asset Growth 2.94%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.01%
Non-Performing Loans to Capital 7.54%
Non-Performing Loans to Loans 2.29%
Balance Sheet First Bank of Thomas
Thomas, OK
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Total Assets 63.19M
Total Deposits 55.67M
Capital and Reserves First Bank of Thomas
Thomas, OK
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Capital 7.47M
Leverage Ratio 12.63
Loan Loss Reserves to Loans 1.90%
Risk-Based Capital Ratio 29.90
Liquidity First Bank of Thomas
Thomas, OK
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Hot Money Ratio 22.69%
Liquidity Ratio 55.85%
Profitability First Bank of Thomas
Thomas, OK
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5-Year Return on Average Assets 1.05%
Net Income 345.00K
Net Interest Spread 3.14%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 65.67%
Return on Assets 1.16%
Return on Equity 9.24%