B
The First Farmers National Bank of Waurika
Waurika,  OK
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
19.56
Return On
Assets
1.23%
Total
Assets
54.76M
Capital
8.14M
Total
Deposits
46.46M
Net
Income
541.00K
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Weiss Ratings The First Farmers National Bank of Waurika
Waurika, OK 		Click to
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 4.90
Stability Index 8.10
Company Info The First Farmers National Bank of Waurika
Waurika, OK 		Click to
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FDIC Number 4222
Phone Number (580) 228-2326
Website www.ffnbank.com
Asset Quality The First Farmers National Bank of Waurika
Waurika, OK 		Click to
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1-Year Asset Growth 4.10%
5-Year Asset Growth 3.79%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.05%
Non-Performing Loans to Loans 0.04%
Balance Sheet The First Farmers National Bank of Waurika
Waurika, OK 		Click to
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Total Assets 54.76M
Total Deposits 46.46M
Capital and Reserves The First Farmers National Bank of Waurika
Waurika, OK 		Click to
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Capital 8.14M
Leverage Ratio 19.56
Loan Loss Reserves to Loans 6.11%
Risk-Based Capital Ratio --
Liquidity The First Farmers National Bank of Waurika
Waurika, OK 		Click to
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Hot Money Ratio 23.95%
Liquidity Ratio 36.77%
Profitability The First Farmers National Bank of Waurika
Waurika, OK 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 541.00K
Net Interest Spread 3.15%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 58.77%
Return on Assets 1.23%
Return on Equity 9.67%