B
Shamrock Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Shamrock Bank, National Association
Coalgate, OK
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Rating B
Asset Quality Index 8.60
Capitalization Index 9.00
Liquidity Index 2.70
Profitability Index 5.20
Stability Index 5.80
Company Info Shamrock Bank, National Association
Coalgate, OK
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FDIC Number 4236
Phone Number (580) 927-2311
Website www.shamrockbank.com
Asset Quality Shamrock Bank, National Association
Coalgate, OK
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1-Year Asset Growth 9.78%
5-Year Asset Growth 8.39%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.27%
Non-Performing Loans to Loans 0.05%
Balance Sheet Shamrock Bank, National Association
Coalgate, OK
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Total Assets 491.52M
Total Deposits 447.61M
Capital and Reserves Shamrock Bank, National Association
Coalgate, OK
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Capital 40.53M
Leverage Ratio 10.35
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio --
Liquidity Shamrock Bank, National Association
Coalgate, OK
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Hot Money Ratio 28.02%
Liquidity Ratio 29.56%
Profitability Shamrock Bank, National Association
Coalgate, OK
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5-Year Return on Average Assets 1.20%
Net Income 4.48M
Net Interest Spread 3.63%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 66.27%
Return on Assets 1.26%
Return on Equity 16.76%