Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.9 has resulted in Fair (4.4) profitability. A current level of 29.2 percent of nonperforming loans to core capital combined with 40.4 percent from a year earlier contributes to the Very Weak asset quality (0.2).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 24.8 and a capital leverage ratio of 16.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.9 on a scale of 0 to 10).
Asset Mix:
Comm re (35%), securities (33%), home mtgs (11%), consumer loans (2%), cash (2%), comm loans (2%), other (15%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Southeast Capital Corporation
Investment Rating
--
Address
1201 Southeast Washington Street
Idabel, OK 74745
Idabel, OK 74745
Phone Number
(580) 286-7656
Year Founded
1921
FDIC Number
Largest Affiliates
There are no affiliate to display.