C
First National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank
Damariscotta, ME
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Rating C
Asset Quality Index 6.90
Capitalization Index 5.80
Liquidity Index 1.60
Profitability Index 4.70
Stability Index 7.60
Company Info First National Bank
Damariscotta, ME
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FDIC Number 4256
Phone Number (207) 563-3195
Website www.thefirst.com
Asset Quality First National Bank
Damariscotta, ME
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1-Year Asset Growth 1.79%
5-Year Asset Growth 10.65%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 5.18%
Non-Performing Loans to Loans 0.77%
Balance Sheet First National Bank
Damariscotta, ME
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Total Assets 3.16B
Total Deposits 2.74B
Capital and Reserves First National Bank
Damariscotta, ME
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Capital 245.73M
Leverage Ratio 8.62
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 13.50
Liquidity First National Bank
Damariscotta, ME
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Hot Money Ratio 14.00%
Liquidity Ratio 10.76%
Profitability First National Bank
Damariscotta, ME
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5-Year Return on Average Assets 1.26%
Net Income 25.08M
Net Interest Spread 2.56%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 53.36%
Return on Assets 1.05%
Return on Equity 14.28%