The First National Bank of Jeanerette
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 1.4 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Excellent asset quality (7.6).
Other Rating Factors:
Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 2.2 has resulted in Excellent (9.3) profitability. Excellent current capitalization (8.4 on a scale of 0 to 10) based on a risk-based capital ratio of 13.1 and a capital leverage ratio of 10.0.
Asset Mix:
Home mtgs (27%), comm re (27%), comm loans (10%), securities (9%), cash (3%), consumer loans (2%), other (22%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Jeanerette First National Bancorp, Inc.
Investment Rating
--
Address
1331 Main Street
Jeanerette, LA 70544
Jeanerette, LA 70544
Phone Number
(337) 276-3692
Year Founded
1905
FDIC Number
Website
Largest Affiliates
No affiliate information available.