The First National Bank of Jeanerette
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 1.0 percent of nonperforming loans to core capital combined with 2.4 percent from a year earlier contributes to the Excellent asset quality (7.9).
Other Rating Factors:
Operating profits as a percentage of assets at 2.5%, coupled with a return on assets of 2.5 has resulted in Excellent (9.9) profitability. Excellent current capitalization (7.9 on a scale of 0 to 10) based on a risk-based capital ratio of 13.4 and a capital leverage ratio of 9.6.
Asset Mix:
Home mtgs (25%), comm re (24%), comm loans (12%), securities (9%), cash (8%), consumer loans (2%), other (20%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Jeanerette First National Bancorp, Inc.
Investment Rating
--
Address
1331 Main Street
Jeanerette, LA 70544
Jeanerette, LA 70544
Phone Number
(337) 276-3692
Year Founded
1905
FDIC Number
Website
Largest Affiliates
No affiliate information available.