Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.8 on a scale of 0 to 10). Excellent current capitalization (9.0 on a scale of 0 to 10) based on a risk-based capital ratio of 14.3 and a capital leverage ratio of 10.3.
Other Rating Factors:
Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Fair (4.5) profitability. Fair liquidity 3.1, driven by a liquidity ratio of 19.0 percent and a “hot money” ratio of 10.8 percent.
Asset Mix:
Consumer loans (46%), securities (17%), comm loans (10%), cash (9%), comm re (3%), other (16%)
States with Branches:
CT, DC, DE, LA, MD, NJ, NY, TX, VA
Corporate Info
Capital One Financial Corporation
1680 Capital One Drive
McLean, VA 22102
McLean, VA 22102
(703) 720-1000
1933
Largest Affiliates
No affiliate information available.