Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.8 on a scale of 0 to 10). Excellent current capitalization (9.0 on a scale of 0 to 10) based on a risk-based capital ratio of 14.3 and a capital leverage ratio of 10.3.
Other Rating Factors:
Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Fair (4.5) profitability. Fair liquidity 3.1, driven by a liquidity ratio of 19.0 percent and a “hot money” ratio of 10.8 percent.
Asset Mix:
Consumer loans (46%), securities (17%), comm loans (10%), cash (9%), comm re (3%), other (16%)
States with Branches:
CT, DC, DE, LA, MD, NJ, NY, TX, VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Capital One Financial Corporation
Investment Rating
Address
1680 Capital One Drive
McLean, VA 22102
McLean, VA 22102
Phone Number
(703) 720-1000
Year Founded
1933
FDIC Number
Website
Largest Affiliates
No affiliate information available.
