C
First National Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank
Cloverdale, IN
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Rating C
Asset Quality Index 8.50
Capitalization Index 7.70
Liquidity Index 4.60
Profitability Index 3.20
Stability Index 4.30
Company Info First National Bank
Cloverdale, IN
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FDIC Number 4324
Phone Number (888) 277-6429
Website www.fnb-bank.com
Asset Quality First National Bank
Cloverdale, IN
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1-Year Asset Growth -0.04%
5-Year Asset Growth 6.38%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.35%
Non-Performing Loans to Loans 0.39%
Balance Sheet First National Bank
Cloverdale, IN
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Total Assets 404.16M
Total Deposits 371.83M
Capital and Reserves First National Bank
Cloverdale, IN
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Capital 29.03M
Leverage Ratio 9.49
Loan Loss Reserves to Loans 2.16%
Risk-Based Capital Ratio 18.99
Liquidity First National Bank
Cloverdale, IN
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Hot Money Ratio 5.05%
Liquidity Ratio 49.72%
Profitability First National Bank
Cloverdale, IN
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5-Year Return on Average Assets 0.53%
Net Income 501.00K
Net Interest Spread 3.01%
Operating Profit to Average Assets 0.59%
Overhead Efficiency Ratio 81.64%
Return on Assets 0.48%
Return on Equity 6.93%