C
Horizon Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Horizon Bank
Michigan City, IN
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Rating C
Asset Quality Index 5.50
Capitalization Index 6.50
Liquidity Index 2.60
Profitability Index 0.50
Stability Index 7.90
Company Info Horizon Bank
Michigan City, IN
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FDIC Number 4360
Phone Number (219) 874-9245
Website www.horizonbank.com
Asset Quality Horizon Bank
Michigan City, IN
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1-Year Asset Growth -15.28%
5-Year Asset Growth 9.69%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 5.28%
Non-Performing Loans to Loans 0.87%
Balance Sheet Horizon Bank
Michigan City, IN
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Total Assets 6.69B
Total Deposits 5.66B
Capital and Reserves Horizon Bank
Michigan City, IN
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Capital 740.92M
Leverage Ratio 8.55
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 12.75
Liquidity Horizon Bank
Michigan City, IN
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Hot Money Ratio 15.88%
Liquidity Ratio 20.47%
Profitability Horizon Bank
Michigan City, IN
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5-Year Return on Average Assets 1.01%
Net Income -170.97M
Net Interest Spread 3.44%
Operating Profit to Average Assets -3.97%
Overhead Efficiency Ratio 63.64%
Return on Assets -3.01%
Return on Equity -28.34%