C
Horizon Bank
Rating Date
March 2026
Risk Based
Capital Ratio
12.99
Leverage
Ratio
9.94
Return On
Assets
-1.93%
Total
Assets
6.41B
Capital
768.93M
Total
Deposits
5.35B
Net
Income
-141.24M
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Weiss Ratings Horizon Bank
Michigan City, IN 		Click to
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Rating C
Asset Quality Index 5.40
Capitalization Index 8.40
Liquidity Index 2.30
Profitability Index 0.80
Stability Index 8.20
Company Info Horizon Bank
Michigan City, IN 		Click to
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FDIC Number 4360
Phone Number (219) 874-9245
Website www.horizonbank.com
Asset Quality Horizon Bank
Michigan City, IN 		Click to
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1-Year Asset Growth -17.50%
5-Year Asset Growth 1.84%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 5.74%
Non-Performing Loans to Loans 0.96%
Balance Sheet Horizon Bank
Michigan City, IN 		Click to
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Total Assets 6.41B
Total Deposits 5.35B
Capital and Reserves Horizon Bank
Michigan City, IN 		Click to
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Capital 768.93M
Leverage Ratio 9.94
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 12.99
Liquidity Horizon Bank
Michigan City, IN 		Click to
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Hot Money Ratio 15.07%
Liquidity Ratio 14.40%
Profitability Horizon Bank
Michigan City, IN 		Click to
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5-Year Return on Average Assets 1.01%
Net Income -141.24M
Net Interest Spread 3.68%
Operating Profit to Average Assets -2.57%
Overhead Efficiency Ratio 59.95%
Return on Assets -1.93%
Return on Equity -17.83%