C
Horizon Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Horizon Bank
Michigan City, IN
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Rating C
Asset Quality Index 5.30
Capitalization Index 3.60
Liquidity Index 0.60
Profitability Index 4.60
Stability Index 8.10
Company Info Horizon Bank
Michigan City, IN
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FDIC Number 4360
Phone Number (219) 874-9245
Website www.horizonbank.com
Asset Quality Horizon Bank
Michigan City, IN
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1-Year Asset Growth -3.33%
5-Year Asset Growth 9.69%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 4.23%
Non-Performing Loans to Loans 0.71%
Balance Sheet Horizon Bank
Michigan City, IN
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Total Assets 7.62B
Total Deposits 5.78B
Capital and Reserves Horizon Bank
Michigan City, IN
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Capital 830.21M
Leverage Ratio 9.36
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio 13.21
Liquidity Horizon Bank
Michigan City, IN
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Hot Money Ratio 15.40%
Liquidity Ratio 11.15%
Profitability Horizon Bank
Michigan City, IN
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5-Year Return on Average Assets 1.01%
Net Income 48.40M
Net Interest Spread 3.30%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 55.71%
Return on Assets 1.25%
Return on Equity 11.89%