| Weiss Ratings |
The First National Bank of Monterey
Monterey, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 6.90 | |||
| Company Info |
The First National Bank of Monterey
Monterey, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 4364 | |||
| Phone Number | (574) 542-2121 | |||
| Website | www.fnbmonterey.com | |||
| Asset Quality |
The First National Bank of Monterey
Monterey, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.62% | |||
| 5-Year Asset Growth | 2.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 1.63% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
The First National Bank of Monterey
Monterey, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 430.52M | |||
| Total Deposits | 379.75M | |||
| Capital and Reserves |
The First National Bank of Monterey
Monterey, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 48.70M | |||
| Leverage Ratio | 13.13 | |||
| Loan Loss Reserves to Loans | 1.88% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Monterey
Monterey, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 15.11% | |||
| Liquidity Ratio | 21.15% | |||
| Profitability |
The First National Bank of Monterey
Monterey, IN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 2.33M | |||
| Net Interest Spread | 2.94% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 56.52% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 9.72% | |||