| Weiss Ratings |
The First National Bank of Monterey
Monterey, IN |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 6.60 | |||
| Company Info |
The First National Bank of Monterey
Monterey, IN |
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| FDIC Number | 4364 | |||
| Phone Number | (574) 542-2121 | |||
| Website | www.fnbmonterey.com | |||
| Asset Quality |
The First National Bank of Monterey
Monterey, IN |
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| 1-Year Asset Growth | 2.55% | |||
| 5-Year Asset Growth | 2.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 1.57% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
The First National Bank of Monterey
Monterey, IN |
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| Total Assets | 417.71M | |||
| Total Deposits | 367.02M | |||
| Capital and Reserves |
The First National Bank of Monterey
Monterey, IN |
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| Capital | 47.14M | |||
| Leverage Ratio | 12.89 | |||
| Loan Loss Reserves to Loans | 1.93% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Monterey
Monterey, IN |
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| Hot Money Ratio | 15.01% | |||
| Liquidity Ratio | 20.07% | |||
| Profitability |
The First National Bank of Monterey
Monterey, IN |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 3.60M | |||
| Net Interest Spread | 2.66% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 62.59% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 8.39% | |||