| Weiss Ratings |
The First National Bank of Monterey
Monterey, IN |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 6.60 | |||
| Company Info |
The First National Bank of Monterey
Monterey, IN |
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| FDIC Number | 4364 | |||
| Phone Number | (574) 542-2121 | |||
| Website | www.fnbmonterey.com | |||
| Asset Quality |
The First National Bank of Monterey
Monterey, IN |
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| 1-Year Asset Growth | 2.58% | |||
| 5-Year Asset Growth | 4.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 1.50% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
The First National Bank of Monterey
Monterey, IN |
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| Total Assets | 415.50M | |||
| Total Deposits | 361.31M | |||
| Capital and Reserves |
The First National Bank of Monterey
Monterey, IN |
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| Capital | 46.10M | |||
| Leverage Ratio | 12.93 | |||
| Loan Loss Reserves to Loans | 1.97% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Monterey
Monterey, IN |
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| Hot Money Ratio | 15.05% | |||
| Liquidity Ratio | 19.78% | |||
| Profitability |
The First National Bank of Monterey
Monterey, IN |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 2.47M | |||
| Net Interest Spread | 2.59% | |||
| Operating Profit to Average Assets | 0.93% | |||
| Overhead Efficiency Ratio | 65.14% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 7.88% | |||