| Weiss Ratings |
First Merchants Bank
Muncie, IN |
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| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 4.30 | |||
| Company Info |
First Merchants Bank
Muncie, IN |
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| FDIC Number | 4365 | |||
| Phone Number | (765) 747-1500 | |||
| Website | www.firstmerchants.com | |||
| Asset Quality |
First Merchants Bank
Muncie, IN |
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| 1-Year Asset Growth | 2.53% | |||
| 5-Year Asset Growth | 9.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.72% | |||
| Non-Performing Loans to Capital | 5.01% | |||
| Non-Performing Loans to Loans | 0.99% | |||
| Balance Sheet |
First Merchants Bank
Muncie, IN |
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| Total Assets | 18.80B | |||
| Total Deposits | 14.92B | |||
| Capital and Reserves |
First Merchants Bank
Muncie, IN |
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| Capital | 2.40B | |||
| Leverage Ratio | 10.14 | |||
| Loan Loss Reserves to Loans | 1.43% | |||
| Risk-Based Capital Ratio | 12.67 | |||
| Liquidity |
First Merchants Bank
Muncie, IN |
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| Hot Money Ratio | 6.10% | |||
| Liquidity Ratio | 2.05% | |||
| Profitability |
First Merchants Bank
Muncie, IN |
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| 5-Year Return on Average Assets | 1.29% | |||
| Net Income | 176.11M | |||
| Net Interest Spread | 3.30% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 55.91% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 10.03% | |||