| Weiss Ratings |
First Merchants Bank
Muncie, IN |
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| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
First Merchants Bank
Muncie, IN |
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| FDIC Number | 4365 | |||
| Phone Number | (765) 747-1500 | |||
| Website | www.firstmerchants.com | |||
| Asset Quality |
First Merchants Bank
Muncie, IN |
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| 1-Year Asset Growth | 1.58% | |||
| 5-Year Asset Growth | 9.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 5.02% | |||
| Non-Performing Loans to Loans | 0.94% | |||
| Balance Sheet |
First Merchants Bank
Muncie, IN |
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| Total Assets | 18.58B | |||
| Total Deposits | 14.86B | |||
| Capital and Reserves |
First Merchants Bank
Muncie, IN |
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| Capital | 2.33B | |||
| Leverage Ratio | 10.01 | |||
| Loan Loss Reserves to Loans | 1.47% | |||
| Risk-Based Capital Ratio | 12.64 | |||
| Liquidity |
First Merchants Bank
Muncie, IN |
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| Hot Money Ratio | 6.00% | |||
| Liquidity Ratio | 2.22% | |||
| Profitability |
First Merchants Bank
Muncie, IN |
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| 5-Year Return on Average Assets | 1.29% | |||
| Net Income | 116.66M | |||
| Net Interest Spread | 3.30% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 55.82% | |||
| Return on Assets | 1.25% | |||
| Return on Equity | 10.02% | |||