| Weiss Ratings |
First Merchants Bank
Muncie, IN |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 10.00 | |||
| Company Info |
First Merchants Bank
Muncie, IN |
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| FDIC Number | 4365 | |||
| Phone Number | (765) 747-1500 | |||
| Website | www.firstmerchants.com | |||
| Asset Quality |
First Merchants Bank
Muncie, IN |
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| 1-Year Asset Growth | 14.75% | |||
| 5-Year Asset Growth | 7.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 6.41% | |||
| Non-Performing Loans to Loans | 1.03% | |||
| Balance Sheet |
First Merchants Bank
Muncie, IN |
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| Total Assets | 21.32B | |||
| Total Deposits | 16.78B | |||
| Capital and Reserves |
First Merchants Bank
Muncie, IN |
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| Capital | 2.73B | |||
| Leverage Ratio | 9.96 | |||
| Loan Loss Reserves to Loans | 1.55% | |||
| Risk-Based Capital Ratio | 12.75 | |||
| Liquidity |
First Merchants Bank
Muncie, IN |
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| Hot Money Ratio | 6.28% | |||
| Liquidity Ratio | 4.35% | |||
| Profitability |
First Merchants Bank
Muncie, IN |
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| 5-Year Return on Average Assets | 1.30% | |||
| Net Income | 79.75M | |||
| Net Interest Spread | 3.42% | |||
| Operating Profit to Average Assets | 0.81% | |||
| Overhead Efficiency Ratio | 65.23% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 6.00% | |||