C
Midwest Heritage Bank, FSB
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Midwest Heritage Bank, FSB
West Des Moines, IA
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Rating C
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 1.10
Profitability Index 9.70
Stability Index 4.30
Company Info Midwest Heritage Bank, FSB
West Des Moines, IA
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FDIC Number 4432
Phone Number (515) 278-6541
Website www.midwestheritage.com
Asset Quality Midwest Heritage Bank, FSB
West Des Moines, IA
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1-Year Asset Growth -1.99%
5-Year Asset Growth 9.82%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 1.23%
Non-Performing Loans to Capital 8.56%
Non-Performing Loans to Loans 1.52%
Balance Sheet Midwest Heritage Bank, FSB
West Des Moines, IA
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Total Assets 491.65M
Total Deposits 358.30M
Capital and Reserves Midwest Heritage Bank, FSB
West Des Moines, IA
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Capital 68.37M
Leverage Ratio 14.08
Loan Loss Reserves to Loans 0.98%
Risk-Based Capital Ratio 17.50
Liquidity Midwest Heritage Bank, FSB
West Des Moines, IA
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Hot Money Ratio 18.96%
Liquidity Ratio 15.56%
Profitability Midwest Heritage Bank, FSB
West Des Moines, IA
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5-Year Return on Average Assets 1.57%
Net Income 9.34M
Net Interest Spread 3.67%
Operating Profit to Average Assets 2.49%
Overhead Efficiency Ratio 66.13%
Return on Assets 1.89%
Return on Equity 14.66%