C
Midwest Heritage Bank, FSB
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Midwest Heritage Bank, FSB
West Des Moines, IA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 4.50
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 9.10
Stability Index 8.30
Company Info Midwest Heritage Bank, FSB
West Des Moines, IA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 4432
Phone Number (515) 278-6541
Website www.midwestheritage.com
Asset Quality Midwest Heritage Bank, FSB
West Des Moines, IA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 56.32%
5-Year Asset Growth 9.82%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.15%
Non-Performing Loans to Capital 10.12%
Non-Performing Loans to Loans 1.74%
Balance Sheet Midwest Heritage Bank, FSB
West Des Moines, IA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 768.31M
Total Deposits 649.58M
Capital and Reserves Midwest Heritage Bank, FSB
West Des Moines, IA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 92.94M
Leverage Ratio 12.82
Loan Loss Reserves to Loans 1.51%
Risk-Based Capital Ratio 15.81
Liquidity Midwest Heritage Bank, FSB
West Des Moines, IA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 17.24%
Liquidity Ratio 28.34%
Profitability Midwest Heritage Bank, FSB
West Des Moines, IA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.47%
Net Income 5.10M
Net Interest Spread 3.98%
Operating Profit to Average Assets 2.33%
Overhead Efficiency Ratio 67.95%
Return on Assets 1.77%
Return on Equity 13.60%