First Citizens Bank
| Weiss Ratings |
First Citizens Bank
Mason City, IA |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 5.70 | |||
| Company Info |
First Citizens Bank
Mason City, IA |
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| FDIC Number | 4433 | |||
| Phone Number | (800) 423-1602 | |||
| Website | www.myfcb.bank | |||
| Asset Quality |
First Citizens Bank
Mason City, IA |
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| 1-Year Asset Growth | 6.49% | |||
| 5-Year Asset Growth | 8.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.56% | |||
| Non-Performing Loans to Capital | 4.60% | |||
| Non-Performing Loans to Loans | 0.78% | |||
| Balance Sheet |
First Citizens Bank
Mason City, IA |
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| Total Assets | 1.88B | |||
| Total Deposits | 1.68B | |||
| Capital and Reserves |
First Citizens Bank
Mason City, IA |
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| Capital | 185.75M | |||
| Leverage Ratio | 11.24 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Risk-Based Capital Ratio | 13.93 | |||
| Liquidity |
First Citizens Bank
Mason City, IA |
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| Hot Money Ratio | 25.80% | |||
| Liquidity Ratio | 16.18% | |||
| Profitability |
First Citizens Bank
Mason City, IA |
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| 5-Year Return on Average Assets | 1.51% | |||
| Net Income | 7.38M | |||
| Net Interest Spread | 2.92% | |||
| Operating Profit to Average Assets | 1.62% | |||
| Overhead Efficiency Ratio | 49.39% | |||
| Return on Assets | 1.58% | |||
| Return on Equity | 16.24% | |||