Mercer County State Bank
| Weiss Ratings |
Mercer County State Bank
Sandy Lake, PA |
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| Rating | ||||
| Asset Quality Index | 3.90 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 5.50 | |||
| Company Info |
Mercer County State Bank
Sandy Lake, PA |
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| FDIC Number | 445 | |||
| Phone Number | (724) 376-7015 | |||
| Website | www.mcsbank.bank | |||
| Asset Quality |
Mercer County State Bank
Sandy Lake, PA |
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| 1-Year Asset Growth | 0.73% | |||
| 5-Year Asset Growth | 5.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 1.51% | |||
| Non-Performing Loans to Capital | 14.80% | |||
| Non-Performing Loans to Loans | 2.26% | |||
| Balance Sheet |
Mercer County State Bank
Sandy Lake, PA |
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| Total Assets | 611.25M | |||
| Total Deposits | 530.33M | |||
| Capital and Reserves |
Mercer County State Bank
Sandy Lake, PA |
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| Capital | 47.99M | |||
| Leverage Ratio | 10.27 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Mercer County State Bank
Sandy Lake, PA |
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| Hot Money Ratio | 16.22% | |||
| Liquidity Ratio | 20.03% | |||
| Profitability |
Mercer County State Bank
Sandy Lake, PA |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 3.30M | |||
| Net Interest Spread | 3.75% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 66.56% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 13.90% | |||