Mercer County State Bank
| Weiss Ratings |
Mercer County State Bank
Sandy Lake, PA |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 5.20 | |||
| Company Info |
Mercer County State Bank
Sandy Lake, PA |
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| FDIC Number | 445 | |||
| Phone Number | (724) 376-7015 | |||
| Website | www.mcsbank.bank | |||
| Asset Quality |
Mercer County State Bank
Sandy Lake, PA |
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| 1-Year Asset Growth | 4.00% | |||
| 5-Year Asset Growth | 7.36% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 1.40% | |||
| Non-Performing Loans to Capital | 13.63% | |||
| Non-Performing Loans to Loans | 2.16% | |||
| Balance Sheet |
Mercer County State Bank
Sandy Lake, PA |
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| Total Assets | 606.81M | |||
| Total Deposits | 528.82M | |||
| Capital and Reserves |
Mercer County State Bank
Sandy Lake, PA |
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| Capital | 41.59M | |||
| Leverage Ratio | 9.94 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Mercer County State Bank
Sandy Lake, PA |
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| Hot Money Ratio | 15.48% | |||
| Liquidity Ratio | 22.34% | |||
| Profitability |
Mercer County State Bank
Sandy Lake, PA |
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| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 2.44M | |||
| Net Interest Spread | 3.41% | |||
| Operating Profit to Average Assets | 0.95% | |||
| Overhead Efficiency Ratio | 67.32% | |||
| Return on Assets | 0.81% | |||
| Return on Equity | 11.93% | |||