Mercer County State Bank
| Weiss Ratings |
Mercer County State Bank
Sandy Lake, PA |
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| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Mercer County State Bank
Sandy Lake, PA |
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| FDIC Number | 445 | |||
| Phone Number | (724) 376-7015 | |||
| Website | www.mcsbank.bank | |||
| Asset Quality |
Mercer County State Bank
Sandy Lake, PA |
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| 1-Year Asset Growth | 3.66% | |||
| 5-Year Asset Growth | 7.36% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 1.29% | |||
| Non-Performing Loans to Capital | 8.85% | |||
| Non-Performing Loans to Loans | 2.00% | |||
| Balance Sheet |
Mercer County State Bank
Sandy Lake, PA |
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| Total Assets | 607.38M | |||
| Total Deposits | 530.76M | |||
| Capital and Reserves |
Mercer County State Bank
Sandy Lake, PA |
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| Capital | 46.28M | |||
| Leverage Ratio | 10.08 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Mercer County State Bank
Sandy Lake, PA |
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| Hot Money Ratio | 17.27% | |||
| Liquidity Ratio | 22.71% | |||
| Profitability |
Mercer County State Bank
Sandy Lake, PA |
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| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 3.80M | |||
| Net Interest Spread | 3.44% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 68.56% | |||
| Return on Assets | 0.84% | |||
| Return on Equity | 12.10% | |||