C
First Heritage Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Heritage Bank
Shenandoah, IA
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Rating C
Asset Quality Index 8.50
Capitalization Index 7.80
Liquidity Index 1.80
Profitability Index 5.40
Stability Index 4.90
Company Info First Heritage Bank
Shenandoah, IA
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FDIC Number 4457
Phone Number (712) 246-5118
Website www.fhbshen.com
Asset Quality First Heritage Bank
Shenandoah, IA
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1-Year Asset Growth 8.32%
5-Year Asset Growth 14.34%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Heritage Bank
Shenandoah, IA
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Total Assets 69.51M
Total Deposits 58.06M
Capital and Reserves First Heritage Bank
Shenandoah, IA
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Capital 6.12M
Leverage Ratio 9.50
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio --
Liquidity First Heritage Bank
Shenandoah, IA
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Hot Money Ratio 27.60%
Liquidity Ratio 18.31%
Profitability First Heritage Bank
Shenandoah, IA
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5-Year Return on Average Assets 1.04%
Net Income 486.00K
Net Interest Spread 3.72%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 57.89%
Return on Assets 1.39%
Return on Equity 16.66%