C
First Heritage Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Heritage Bank
Shenandoah, IA
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Rating C
Asset Quality Index 8.60
Capitalization Index 8.80
Liquidity Index 1.40
Profitability Index 6.90
Stability Index 5.00
Company Info First Heritage Bank
Shenandoah, IA
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FDIC Number 4457
Phone Number (712) 246-5118
Website www.fhbshen.com
Asset Quality First Heritage Bank
Shenandoah, IA
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1-Year Asset Growth 3.79%
5-Year Asset Growth 6.69%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Heritage Bank
Shenandoah, IA
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Total Assets 72.15M
Total Deposits 59.89M
Capital and Reserves First Heritage Bank
Shenandoah, IA
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Capital 6.97M
Leverage Ratio 10.21
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio --
Liquidity First Heritage Bank
Shenandoah, IA
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Hot Money Ratio 28.08%
Liquidity Ratio 18.40%
Profitability First Heritage Bank
Shenandoah, IA
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5-Year Return on Average Assets 1.07%
Net Income 651.00K
Net Interest Spread 4.21%
Operating Profit to Average Assets 1.89%
Overhead Efficiency Ratio 51.82%
Return on Assets 1.82%
Return on Equity 18.89%