C
First Heritage Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Heritage Bank
Shenandoah, IA
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Rating C
Asset Quality Index 8.50
Capitalization Index 7.10
Liquidity Index 2.40
Profitability Index 4.60
Stability Index 4.30
Company Info First Heritage Bank
Shenandoah, IA
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FDIC Number 4457
Phone Number (712) 246-5118
Website www.fhbshen.com
Asset Quality First Heritage Bank
Shenandoah, IA
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1-Year Asset Growth 10.14%
5-Year Asset Growth 14.34%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Heritage Bank
Shenandoah, IA
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Total Assets 69.80M
Total Deposits 58.68M
Capital and Reserves First Heritage Bank
Shenandoah, IA
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Capital 5.84M
Leverage Ratio 9.03
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity First Heritage Bank
Shenandoah, IA
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Hot Money Ratio 26.08%
Liquidity Ratio 21.40%
Profitability First Heritage Bank
Shenandoah, IA
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5-Year Return on Average Assets 1.04%
Net Income 228.00K
Net Interest Spread 3.57%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 59.21%
Return on Assets 1.29%
Return on Equity 16.03%