C
First Heritage Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Heritage Bank
Shenandoah, IA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.50
Capitalization Index 8.30
Liquidity Index 1.50
Profitability Index 6.10
Stability Index 5.00
Company Info First Heritage Bank
Shenandoah, IA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 4457
Phone Number (712) 246-5118
Website www.fhbshen.com
Asset Quality First Heritage Bank
Shenandoah, IA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.93%
5-Year Asset Growth 6.69%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Heritage Bank
Shenandoah, IA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 69.92M
Total Deposits 58.00M
Capital and Reserves First Heritage Bank
Shenandoah, IA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 6.67M
Leverage Ratio 9.85
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity First Heritage Bank
Shenandoah, IA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 28.07%
Liquidity Ratio 17.86%
Profitability First Heritage Bank
Shenandoah, IA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.04%
Net Income 1.07M
Net Interest Spread 3.91%
Operating Profit to Average Assets 1.58%
Overhead Efficiency Ratio 56.43%
Return on Assets 1.53%
Return on Equity 17.38%