B
Midstates Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
17.70
Leverage
Ratio
11.44
Return On
Assets
1.06%
Total
Assets
625.60M
Capital
62.84M
Total
Deposits
527.69M
Net
Income
5.17M
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Weiss Ratings Midstates Bank, National Association
Council Bluffs, IA 		Click to
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Rating B
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 4.30
Stability Index 6.20
Company Info Midstates Bank, National Association
Council Bluffs, IA 		Click to
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FDIC Number 4465
Phone Number (712) 388-0505
Website www.midstatesbank.com
Asset Quality Midstates Bank, National Association
Council Bluffs, IA 		Click to
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1-Year Asset Growth -1.36%
5-Year Asset Growth 0.86%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 3.72%
Non-Performing Loans to Loans 0.74%
Balance Sheet Midstates Bank, National Association
Council Bluffs, IA 		Click to
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Total Assets 625.60M
Total Deposits 527.69M
Capital and Reserves Midstates Bank, National Association
Council Bluffs, IA 		Click to
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Capital 62.84M
Leverage Ratio 11.44
Loan Loss Reserves to Loans 2.17%
Risk-Based Capital Ratio 17.70
Liquidity Midstates Bank, National Association
Council Bluffs, IA 		Click to
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Hot Money Ratio 18.82%
Liquidity Ratio 30.16%
Profitability Midstates Bank, National Association
Council Bluffs, IA 		Click to
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5-Year Return on Average Assets 0.76%
Net Income 5.17M
Net Interest Spread 3.41%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 67.62%
Return on Assets 1.06%
Return on Equity 12.11%