B
Midstates Bank, National Association
Rating Date
March 2026
Risk Based
Capital Ratio
17.82
Leverage
Ratio
11.64
Return On
Assets
1.18%
Total
Assets
631.09M
Capital
65.61M
Total
Deposits
542.95M
Net
Income
7.64M
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Weiss Ratings Midstates Bank, National Association
Council Bluffs, IA 		Click to
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Rating B
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 5.10
Stability Index 6.40
Company Info Midstates Bank, National Association
Council Bluffs, IA 		Click to
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FDIC Number 4465
Phone Number (712) 388-0505
Website www.midstatesbank.com
Asset Quality Midstates Bank, National Association
Council Bluffs, IA 		Click to
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1-Year Asset Growth -0.55%
5-Year Asset Growth 0.58%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.46%
Non-Performing Loans to Loans 0.21%
Balance Sheet Midstates Bank, National Association
Council Bluffs, IA 		Click to
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Total Assets 631.09M
Total Deposits 542.95M
Capital and Reserves Midstates Bank, National Association
Council Bluffs, IA 		Click to
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Capital 65.61M
Leverage Ratio 11.64
Loan Loss Reserves to Loans 2.15%
Risk-Based Capital Ratio 17.82
Liquidity Midstates Bank, National Association
Council Bluffs, IA 		Click to
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Hot Money Ratio 16.67%
Liquidity Ratio 28.92%
Profitability Midstates Bank, National Association
Council Bluffs, IA 		Click to
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5-Year Return on Average Assets 0.76%
Net Income 7.64M
Net Interest Spread 3.64%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 62.79%
Return on Assets 1.18%
Return on Equity 13.00%