B
Midstates Bank, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
18.05
Leverage
Ratio
11.60
Return On
Assets
1.46%
Total
Assets
653.87M
Capital
66.33M
Total
Deposits
570.21M
Net
Income
4.76M
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Weiss Ratings Midstates Bank, National Association
Council Bluffs, IA 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 5.50
Stability Index 7.00
Company Info Midstates Bank, National Association
Council Bluffs, IA 		Click to
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FDIC Number 4465
Phone Number (712) 388-0505
Website www.midstatesbank.com
Asset Quality Midstates Bank, National Association
Council Bluffs, IA 		Click to
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1-Year Asset Growth 4.94%
5-Year Asset Growth 0.58%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 1.92%
Non-Performing Loans to Loans 0.48%
Balance Sheet Midstates Bank, National Association
Council Bluffs, IA 		Click to
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Total Assets 653.87M
Total Deposits 570.21M
Capital and Reserves Midstates Bank, National Association
Council Bluffs, IA 		Click to
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Capital 66.33M
Leverage Ratio 11.60
Loan Loss Reserves to Loans 2.14%
Risk-Based Capital Ratio 18.05
Liquidity Midstates Bank, National Association
Council Bluffs, IA 		Click to
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Hot Money Ratio 16.18%
Liquidity Ratio 29.53%
Profitability Midstates Bank, National Association
Council Bluffs, IA 		Click to
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5-Year Return on Average Assets 0.92%
Net Income 4.76M
Net Interest Spread 3.79%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 60.42%
Return on Assets 1.46%
Return on Equity 14.39%