Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 32.3 and a capital leverage ratio of 15.2. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.8).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10). Fair liquidity 4.2, driven by a liquidity ratio of 58.1 percent and a “hot money” ratio of 23.6 percent.
Asset Mix:
Securities (36%), cash (13%), home mtgs (8%), comm re (7%), comm loans (6%), consumer loans (2%), other (29%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Manning Financial Services, Inc.
Investment Rating
--
Address
401 Main Street
Manning, IA 51455
Manning, IA 51455
Phone Number
(712) 655-3557
Year Founded
1886
FDIC Number
Website
Largest Affiliates
No affiliate information available.