Citizens First National Bank
| Weiss Ratings |
Citizens First National Bank
Storm Lake, IA |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 7.30 | |||
| Company Info |
Citizens First National Bank
Storm Lake, IA |
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| FDIC Number | 4511 | |||
| Phone Number | (712) 732-5440 | |||
| Website | www.citizensfnb.com | |||
| Asset Quality |
Citizens First National Bank
Storm Lake, IA |
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| 1-Year Asset Growth | 4.60% | |||
| 5-Year Asset Growth | 4.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | -0.16% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 0.74% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
Citizens First National Bank
Storm Lake, IA |
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| Total Assets | 250.89M | |||
| Total Deposits | 210.48M | |||
| Capital and Reserves |
Citizens First National Bank
Storm Lake, IA |
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| Capital | 35.25M | |||
| Leverage Ratio | 14.24 | |||
| Loan Loss Reserves to Loans | 1.73% | |||
| Risk-Based Capital Ratio | 24.68 | |||
| Liquidity |
Citizens First National Bank
Storm Lake, IA |
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| Hot Money Ratio | 20.21% | |||
| Liquidity Ratio | 40.87% | |||
| Profitability |
Citizens First National Bank
Storm Lake, IA |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 2.70M | |||
| Net Interest Spread | 3.79% | |||
| Operating Profit to Average Assets | 2.13% | |||
| Overhead Efficiency Ratio | 56.91% | |||
| Return on Assets | 2.13% | |||
| Return on Equity | 16.00% | |||