Citizens First National Bank
| Weiss Ratings |
Citizens First National Bank
Storm Lake, IA |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 7.00 | |||
| Company Info |
Citizens First National Bank
Storm Lake, IA |
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| FDIC Number | 4511 | |||
| Phone Number | (712) 732-5440 | |||
| Website | www.citizensfnb.com | |||
| Asset Quality |
Citizens First National Bank
Storm Lake, IA |
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| 1-Year Asset Growth | 7.22% | |||
| 5-Year Asset Growth | 4.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.59% | |||
| Non-Performing Loans to Capital | 1.19% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Citizens First National Bank
Storm Lake, IA |
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| Total Assets | 256.03M | |||
| Total Deposits | 213.76M | |||
| Capital and Reserves |
Citizens First National Bank
Storm Lake, IA |
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| Capital | 37.16M | |||
| Leverage Ratio | 14.80 | |||
| Loan Loss Reserves to Loans | 1.54% | |||
| Risk-Based Capital Ratio | 25.63 | |||
| Liquidity |
Citizens First National Bank
Storm Lake, IA |
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| Hot Money Ratio | 20.01% | |||
| Liquidity Ratio | 41.18% | |||
| Profitability |
Citizens First National Bank
Storm Lake, IA |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 4.30M | |||
| Net Interest Spread | 3.92% | |||
| Operating Profit to Average Assets | 2.26% | |||
| Overhead Efficiency Ratio | 55.56% | |||
| Return on Assets | 2.26% | |||
| Return on Equity | 16.59% | |||