| Weiss Ratings |
First Bank
Waverly, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 7.90 | |||
| Company Info |
First Bank
Waverly, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 4519 | |||
| Phone Number | (319) 352-1340 | |||
| Website | www.firstiowa.bank | |||
| Asset Quality |
First Bank
Waverly, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.73% | |||
| 5-Year Asset Growth | 3.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 3.34% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
First Bank
Waverly, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 729.54M | |||
| Total Deposits | 598.88M | |||
| Capital and Reserves |
First Bank
Waverly, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 91.33M | |||
| Leverage Ratio | 12.15 | |||
| Loan Loss Reserves to Loans | 1.20% | |||
| Risk-Based Capital Ratio | 18.29 | |||
| Liquidity |
First Bank
Waverly, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 15.78% | |||
| Liquidity Ratio | 25.48% | |||
| Profitability |
First Bank
Waverly, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 9.12M | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 51.90% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 10.56% | |||