| Weiss Ratings |
First Bank
Waverly, IA |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 7.80 | |||
| Company Info |
First Bank
Waverly, IA |
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| FDIC Number | 4519 | |||
| Phone Number | (319) 352-1340 | |||
| Website | www.firstiowa.bank | |||
| Asset Quality |
First Bank
Waverly, IA |
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| 1-Year Asset Growth | 0.47% | |||
| 5-Year Asset Growth | 7.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 4.02% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
First Bank
Waverly, IA |
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| Total Assets | 735.23M | |||
| Total Deposits | 579.54M | |||
| Capital and Reserves |
First Bank
Waverly, IA |
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| Capital | 89.48M | |||
| Leverage Ratio | 11.99 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | 17.92 | |||
| Liquidity |
First Bank
Waverly, IA |
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| Hot Money Ratio | 15.68% | |||
| Liquidity Ratio | 25.30% | |||
| Profitability |
First Bank
Waverly, IA |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 6.76M | |||
| Net Interest Spread | 3.40% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 51.24% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 10.59% | |||