Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 0.8 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.2).
Other Rating Factors:
Operating profits as a percentage of assets at 2.6%, coupled with a return on assets of 2.6 has resulted in Excellent (10.0) profitability. Excellent current capitalization (8.3 on a scale of 0 to 10) based on a risk-based capital ratio of 13.0 and a capital leverage ratio of 9.8.
Asset Mix:
Comm re (21%), home mtgs (20%), securities (12%), comm loans (11%), home eq lns (5%), cash (4%), consumer loans (1%), other (27%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Page Bancshares, Inc.
Investment Rating
--
Address
213 North Main Street
Braymer, MO 64624
Braymer, MO 64624
Phone Number
(816) 781-9200
Year Founded
1890
FDIC Number
Website
Largest Affiliates
No affiliate information available.