C
Pony Express Bank
LibertyMO
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pony Express Bank
Liberty, MO
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.30
Capitalization Index 8.30
Liquidity Index 1.60
Profitability Index 10.00
Stability Index 5.00
Company Info Pony Express Bank
Liberty, MO
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 4526
Phone Number (816) 781-9200
Website www.ponyexpressbank.com
Asset Quality Pony Express Bank
Liberty, MO
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.89%
5-Year Asset Growth 21.77%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.80%
Non-Performing Loans to Loans 0.11%
Balance Sheet Pony Express Bank
Liberty, MO
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 384.24M
Total Deposits 298.31M
Capital and Reserves Pony Express Bank
Liberty, MO
Click to
Compare
Click to
Compare
Click to
Compare
Capital 37.65M
Leverage Ratio 9.87
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 13.48
Liquidity Pony Express Bank
Liberty, MO
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 13.06%
Liquidity Ratio 11.68%
Profitability Pony Express Bank
Liberty, MO
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 2.11%
Net Income 7.83M
Net Interest Spread 4.85%
Operating Profit to Average Assets 2.74%
Overhead Efficiency Ratio 44.53%
Return on Assets 2.74%
Return on Equity 29.19%