B
First Heritage Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Heritage Bank
Centralia, KS
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Rating B
Asset Quality Index 8.60
Capitalization Index 7.50
Liquidity Index 2.70
Profitability Index 5.20
Stability Index 4.90
Company Info First Heritage Bank
Centralia, KS
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FDIC Number 4636
Phone Number (785) 857-3341
Website www.1hbank.com
Asset Quality First Heritage Bank
Centralia, KS
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1-Year Asset Growth 7.69%
5-Year Asset Growth 10.58%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.21%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Heritage Bank
Centralia, KS
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Total Assets 278.22M
Total Deposits 257.89M
Capital and Reserves First Heritage Bank
Centralia, KS
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Capital 19.22M
Leverage Ratio 9.30
Loan Loss Reserves to Loans 0.85%
Risk-Based Capital Ratio --
Liquidity First Heritage Bank
Centralia, KS
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Hot Money Ratio 18.72%
Liquidity Ratio 22.90%
Profitability First Heritage Bank
Centralia, KS
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5-Year Return on Average Assets 1.29%
Net Income 2.85M
Net Interest Spread 3.37%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 58.98%
Return on Assets 1.34%
Return on Equity 22.41%