B
First Heritage Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Heritage Bank
Centralia, KS
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Rating B
Asset Quality Index 8.30
Capitalization Index 7.40
Liquidity Index 2.60
Profitability Index 5.70
Stability Index 4.50
Company Info First Heritage Bank
Centralia, KS
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FDIC Number 4636
Phone Number (785) 857-3341
Website www.1hbank.com
Asset Quality First Heritage Bank
Centralia, KS
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1-Year Asset Growth 10.86%
5-Year Asset Growth 8.39%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.47%
Non-Performing Loans to Loans 0.21%
Balance Sheet First Heritage Bank
Centralia, KS
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Total Assets 296.61M
Total Deposits 274.71M
Capital and Reserves First Heritage Bank
Centralia, KS
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Capital 20.50M
Leverage Ratio 9.28
Loan Loss Reserves to Loans 0.78%
Risk-Based Capital Ratio --
Liquidity First Heritage Bank
Centralia, KS
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Hot Money Ratio 17.97%
Liquidity Ratio 19.93%
Profitability First Heritage Bank
Centralia, KS
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5-Year Return on Average Assets 1.29%
Net Income 4.06M
Net Interest Spread 3.39%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 57.54%
Return on Assets 1.41%
Return on Equity 22.96%