Conway Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (4.1) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.5 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.3 on a scale of 0 to 10) based on a risk-based capital ratio of 13.5 and a capital leverage ratio of 8.3. A current level of 21.9 percent of nonperforming loans to core capital combined with 11.6 percent from a year earlier contributes to the Weak asset quality (2.7).
Asset Mix:
Home mtgs (20%), comm re (15%), securities (15%), comm loans (9%), cash (4%), consumer loans (2%), other (35%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Norcon Financial Corp.
Investment Rating
--
Address
124 West Spring Avenue
Conway Springs, KS 67031
Conway Springs, KS 67031
Phone Number
(620) 456-2255
Year Founded
1886
FDIC Number
Website
Largest Affiliates
No affiliate information available.